The Ministry of Public Administration and Security has announced that it will carry out the ‘all-in-one repayment of unrefunded regional development bonds’ with local governments and city and provincial treasury banks nationwide from March 2 (Wednesday). Borrowers who have been purchasing a car for more than 5 years are encouraged to repay the car bond through inquiry of car refund. Now, let me introduce you to how to check your car refund.
What is a Regional Development Bond? 자동차 환급금
Local development bonds (including urban railway bonds, hereinafter the same) are compulsory purchases when residents register vehicles with local governments, obtain various authorizations and permits, and enter into contracts for construction, service, and goods with local governments. This means that the debt has to be paid.
Regional development bonds are issued at an annual level of KRW 3.8 trillion (as of 2020), of which KRW 239.1 billion (as of the end of October 21) is only bonds for which the redemption date has arrived but the creditor has not requested refund. 좋은뉴스
It is understood that this is due to the fact that, as a long period of time (5 to 7 years) has elapsed since the purchase of bonds, people have forgotten that they own bonds, or even if they are aware of it, they have to visit the local government treasury bank in person.
In particular, since only bonds whose rights disappear due to the expiration of the statute of limitations have reached 2 billion won per year, as mentioned earlier, borrowers with more than 5 years of experience are advised to repay their bonds through an automobile refund inquiry.
Car Refund Lookup
The Ministry of Public Administration and Security plans to improve procedures and systems so that residents can more easily receive bond refunds, such as ‘online redemption of maturing bonds’ and ‘automatic deposit upon maturity of newly purchased bonds’ in collaboration with local governments and vault banks across the country. .
First of all, the inconvenience of residents having to visit the city and provincial treasury bank in person to get a refund of maturity bonds is eliminated. City and provincial vault banks have developed a bond repayment program (‘21.11-‘22.2) and decided to repay bond refunds to bondholders through the vault bank’s website and mobile app starting in March of this year. (However, in the case of Daegu Bank, it will be implemented during the first half of 2022)
In addition, from March 2022, in the case of regional development bonds newly purchased by residents, we plan to improve so that they can be automatically deposited into the account designated by the person at the time of purchase, even if they are not aware of the expiration date.
In the past, there were cases in which the person could not remember the date of refund after purchasing bonds or was not aware of the refund notice given by a local government, so that the statute of limitations for bonds expired and the refund was not received. In the future, if you apply for automatic redemption, separate measures Property rights are protected by being refunded to the account specified by the purchaser on the maturity date without
How to inquire and apply for unreimbursed bonds online
① Login
Financial institution joint certificate login or member authentication
② After entering your resident registration number, search for car refund
Unpaid debt inquiry
③ Select the refund amount to apply for
– 500,000 won of regional development bonds purchased in 2010
– 200,000 won of regional development bonds purchased in 2014
④ Apply after checking refund information
– After clicking, apply for deposit to the 00 bank account at 123-4506-789
– After clicking, apply for deposit to 00 Bank 123-4506-789 account
Obligatory accounts receivable online repayment bank by region
Classification Visit redemption (Branch branch) Internet Mobile
Seoul Shinhan Bank × ○
Busan Busan Bank ○ ○
Daegu Daegu Bank × ×
Incheon Shinhan Bank × ○
Gwangju Gwangju Bank ○ Under development
Daejeon Hana Bank ○ ○/td>
Ulsan Nonghyup Bank ○ ○
Sejong Hana Bank ○ ○
Gyeonggi Nonghyup Bank ○ ○
Classification Visit redemption (Branch branch) Internet Mobile
Gangwon Nonghyup Bank ○ ○
Chungbuk Nonghyup Bank ○ ○
Chungnam Nonghyup Bank ○ ○
Jeonbuk Jeonbuk Bank ○ Under development
Jeonnam Nonghyup Bank ○ ○
Gyeongbuk Nonghyup Bank ○ ○
Gyeongnam Nonghyup Bank ○ ○
Jeju Nonghyup Bank ○ ○
Changwon Nonghyup Bank ○ ○
※ 10 Nonghyup Banks (Ulsan, Gyeonggi, Gangwon), 2 Shinhan Banks (Seoul, Incheon), 2 Hana Banks (Daejeon, Sejong), 1 each of Busan, Daegu, Gwangju, and Jeonbuk Bank (for Daegu Bank, 2022 Scheduled to start service in the first half of 2020)