In the old days, when you went to a bank and asked to open an account, all you had to do was show your ID and they would make it for you. The accounts that were created like that became dormant accounts at some point, and some people called them cannon accounts and used them in bad ways such as crimes. So, currently, the method to create an account is very difficult, so people who want to recover an account that has become dormant because they have created an account in the past and have not used it are looking for or looking for a dormant account. Of course, we are also looking into how to cancel a dormant account that is not in use. So, I will explain what to do, what to prepare, and how to do an integrated inquiry of dormant accounts that can be inquired at once.
Integrated inquiry method of dormant account (find dormant account, inquiry method) 휴면계좌 복구
It is too ignorant and difficult to go into the homepage of a commercial bank or a local bank and check it yourself, so there are many easy-to-use applications and websites related to account integration these days. They include [AccountInfo, Bank Association]. We will briefly explain how to find a dormant account and how to view a dormant account through the website and how to use the application. 좋은뉴스
How to use account info: You can check the site mainly for commercial banks (1 financial sector). The order is [Consent to personal information > Log in (enter resident registration number and log in with joint certificate) > Verify identity (verify mobile phone) > Integrated account inquiry possible (active account, currently active account, inactive account, dormant account) > Desired bank account details You can check all the information about the account you are using by doing this inquiry.
Once logged in, you can check the secondary financial sector, securities company, dormant deposit and insurance money. And, like the way you check commercial banks, you can find out how much money you have left and what its status is through detailed inquiry. It can be said that it is very easy to look up dormant accounts and find dormant accounts.
As for how to use the mobile app, you can search for account info in the [Google Play Store], download it, log in, and then check your account. ] And you can use it the same way you used the homepage. In addition, if you have any problems or questions during use, you can check by contacting AccountInfo Customer Center at 1577-5500.
How to use the Federation of Banks: When you access the homepage, you will see a section where you enter [name, social security number, joint certificate] on the main screen. If you do an inquiry after entering it like that, you will be able to check the products and accounts you are using at [bank, life insurance, non-life insurance, post office, microfinance agency]. However, unlike “AccountInfo”, accounts that have been searched or checked over the past few years are not classified as dormant accounts and cannot be searched for. If you have any further questions, you can contact the Korea Federation of Banks Customer Center at 02-3705-5000.
How to recover dormant accounts and cancel dormant accounts
Restoring a dormant account is now almost impossible to recover online. First of all, it is because you need documents to prove the use of the account rather than the part for authentication. There are various types of accounts, such as [salary account, corporate account (business) account, meeting account, utility bill transfer account, apartment management account, part-time job account, business fund account, research fund account, and other accounts]. At this time, for account recovery, documents for each account type are required. Please refer to the image below for the required documents for the account. If account recovery is rejected after the documents are delivered, there are two ways. It is [limited account, account cancellation].
If the account is unusable, it is better to close it, so you can close the account at the financial institution (bank). However, there are no additional documents required to open a limited account. If you use ATM or internet banking instead, there will be restrictions on transfers and withdrawals of 300,000 won per day and 1 million won per day by visiting the branch.
If you want to restore a dormant account, it is the same as opening a new account. Therefore, we recommend that you open a new account rather than recovering a dormant account. Also, since the dormant account can be canceled “can be canceled online,” you do not have to visit the branch.